Victim of credit fraud!!!

[bad14u]

I was checking my account on online today and noticed a charge for $9.95 for MSN Online services! Never signed up for that shit! There was a 1-800 # next to it so I called them. They said I had signed up in January for a premium service and that the billing cycle had just started....$9.95/month. I told them there was no way in hell I signed up for it. I gave them my info and they wanted to know what my email addy was...when I told them they said that, that wasn't it. I said...NO SHIT! Anyway...they are cutting the service off and supposedly crediting my account for 9.95.

How the fuck did someone get my info? Shit I do on the net is through a secured server...I thought , anyway!

Anyone ever had this happen to them?

[blm]

There is really no such thing as "secure" on the internet. More like server A is more secure than server B, but it is all relative. There is always going to be someone somewhere that will find a way around the "security."

[ROCKETW19]

that sux hopefully it was a freak mistake and no one got your info. just in case keep up on your credit report and credit cards.

[njjuicer]

at least it wasnt a few grand u got of lucky thankfully!

[house1]

i had someone charge up a shit load of stuff using cc # - to this day not sure how they got it --

had to prove that it was not me - in the end i did not have to pay for it -

[NYCmitch25]

I would immediately put a fraud alert on the CC (in this case im sure the CC company is watching) and all of your other cards. Terminate the CC and get a new CC - dont keep the same card. Also I strongly recommend getting a copy of your credit report.

Pick a CC company that doesnt hold you liable. Its not a bad idea to get a CC with a very small limit $400 just for online purchases. Keep in mind someone stole from you...so file a police report! At least on larger claims.

For stolen Identitly (or prevention) take it further call ALL you CC companys and terminate the CCs and get a new CCs.
Call the 3 major Credit Bureau's (Xperian, Equafax, Transunion) and put a fraud alert on your credit. This will prevent anyone from making transactions without your consent (the Bureaus's will explain in more details). Plus get a copy of your credit report and review it for stuff you didnt purchase. File a police report (helps if it gets ugly and they start buying cars in your name).

This happens all the time. I know there are means to retrieve this info be it a trojan horse virus, hijacked server, whatever... its on the rise so watch out!

[blm]

Ask your bank about the disposable CC's to use for online purchases. You can put a certain small amount on them and not have to worry about losing your ass if someone tries to get you with fraud.

[Primal Instinct]

For all you know, it could have been some waiter from a restaurant that wrote down your cc number or maybe your financial info was stolen from ChoicePoint, Inc. that happened a few months ago. Check out who holds your info and backtrack from there.

[Timber]

More likely it was a Pyp O at MSN when somebody else oppened up there account

[bad14u]

Originally posted by Timber
More likely it was a Pyp O at MSN when somebody else oppened up there account

They had my first and last name along with my card number...so I doubt it was a type-o!

[bad14u]

Originally posted by blm
Ask your bank about the disposable CC's to use for online purchases. You can put a certain small amount on them and not have to worry about losing your ass if someone tries to get you with fraud.

This is my check/visa card through my bank. I keep just enough on there for small purchases. I would have to transfer money from my savings account for larger purchases. Either way...I'm cancelling this one and getting another.

[Timber]

good idea