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Do you have insurance in case you ever had to defend yourself or others with a gun?
Even in a legitamite defense situation, you will be arrested at first. You will need a lawyer 95% of the time. Do you have the thousands of dollars you would probably need for a good criminal attorney to keep you from going to prison over a legitamite shoot? Six things are likely to happen when the cops arrive:
1. You will be detained and possibly arrested.
2. Your gun will be seized and held for evidence.
3. You will be interrogated both at the scene and at the police station.
4. If you don't already have an attorney, you will need to hire one.
5. You may have to post bail or pay bond.
6. The DA will gather police reports to make a charging decision.
I have insurance through the US Concealed Carry Association (USCCA). It costs me about $147 a year on the lowest (silver) plan. In the case I actually had to shoot someone, they would provide bail money (up to $25,000), a $50,000 retainer for a criminal attorney (and the attorney), up to $250,000 civil suit protection, $2000 personal harship (if you had to miss some work), $2000 for psychological help, and $250 a day compensation while in civil court.
I hope I never have to use it but it is piece of mind to know that financially, at least, my world will not be turned upside down if I have to defend myself or my family with lethal force. My first call would be to 911, but my second would be to them. All you CCW holders should check them out. The NRA just recently started a very similar program. Since I already belong to the USCCA, I haven't checked the NRA's program out but I bet it's comparable.
Even in a legitamite defense situation, you will be arrested at first. You will need a lawyer 95% of the time. Do you have the thousands of dollars you would probably need for a good criminal attorney to keep you from going to prison over a legitamite shoot? Six things are likely to happen when the cops arrive:
1. You will be detained and possibly arrested.
2. Your gun will be seized and held for evidence.
3. You will be interrogated both at the scene and at the police station.
4. If you don't already have an attorney, you will need to hire one.
5. You may have to post bail or pay bond.
6. The DA will gather police reports to make a charging decision.
I have insurance through the US Concealed Carry Association (USCCA). It costs me about $147 a year on the lowest (silver) plan. In the case I actually had to shoot someone, they would provide bail money (up to $25,000), a $50,000 retainer for a criminal attorney (and the attorney), up to $250,000 civil suit protection, $2000 personal harship (if you had to miss some work), $2000 for psychological help, and $250 a day compensation while in civil court.
I hope I never have to use it but it is piece of mind to know that financially, at least, my world will not be turned upside down if I have to defend myself or my family with lethal force. My first call would be to 911, but my second would be to them. All you CCW holders should check them out. The NRA just recently started a very similar program. Since I already belong to the USCCA, I haven't checked the NRA's program out but I bet it's comparable.
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